Participants 2018

 



Petko Rangelov

Associate Partner in McKinsey’s Middle East office, leads McKinsey’s Digital Services practice in the Middle East.
Works with financial institutions across Europe, Middle East, and South East Asia in the areas of digital strategy, digital transformation and business building, agile, customer journey
digitization.



Daniel Martyniuk

Daniel Martyniuk has over 15 years of experience in both strategic and technology consulting with a focus on services for the financial sector. Working at the interface between business and technology, Daniel specializes in increasing organizational efficiency and implementing operational methods and structures to optimize the use of the latest IT solutions. Daniel’s experience includes the development of digital strategies and the management of transformation programs in large enterprises in Poland and abroad.



Pablo Padin

Pablo Padin is a partner for IBM Banking & Financial Markets Center of Competence, responsible for leading IBM competencies, expertise and thought leadership in the industry with respect to enterprise Digitization and Banking Transformation domains.
Mr. Padin is known for his expertise in banking transformation, mainly in the Retail and Universal Banking industries, both from an strategic and consulting perspective and for the delivery of complex transformational programs, including core banking modernization, processes optimization, new architecture design and implementation, customer channels improvement, or customer centric transformation.
He has extensive experience of the delivery and program management of large complex SI programs across the Spain, Europe, Latam and Asia.
Mr. Padin has over 25 years of experience and has worked with, but not restricted to, many banks such as Santander, BBVA, Banorte, Nordea, Bank of East Asia, Israel Discount Bank, Turkiye Is Bankasi, etc.



Ph.D. Maja Stevkova-Sterieva

Ph.D. Maja Stevkova-Sterieva is Chief Financial Officer at Komercijalna Banka AD Skopje.
Her academic record is: Doctor of Economic Sciences (2012), University „St Cyril and Methodius„ Skopje-‘Operational Risk and Corporate Governance”; Master’s degree in Monetary Economics, Faculty of Economics (2000) University „St Cyril and Methodius„ Skopje-“ALM in Banking” and Bachelor Degree – Department Business Economics (October 1989 – July 1993), Faculty of Economics University „St Cyril and Methodius„ Skopje
She had different positions in Komercijalna banka AD Skopje, including Director of Risk Management and Planning Division. From 2008 she became Board Member -Chief Financial Officer, Komercijalna Banka AD Skopje (Risk Management, Strategic Planning, Treasury, Finance).
She is a member of other bodies: Member of Supervisory Board in KB Prvo Pension Fund Company; President of the Board of ABIT Foundation and Member of the Board of Chamber of Commerce of RM.



Tsvetanka Mintcheva

Tsvetanka Mintcheva began her career at the bank as a trainee in 2001. Since then she has held various business-related and management positions at Retail Banking Division. She worked on the merger of the three banks within UniCredit Group as well as on a number of other projects in the field of retail banking, IT and organisation.
Since 2007 Tsvetanka Mintcheva has been working on the design and development of the bank’s alternative channels. She has made a significant contribution and has played a fundamental role in the development of retail banking, introducing innovations in different areas at the bank.
Tsvetanka Mintcheva held the post of Director of Retail Banking Division and Member of the Management Board of UniCredit Bulbank from September 2013 until the end of 2017.
Tsvetanka Mintcheva took up the post of Director of Global Banking Services Division in January 2018.
She has a bachelor’s degree in the field of economics and an MBA degree in International Business.
Tsvetanka Mintcheva is a member of the Management Board of the Council of Women in Business in Bulgaria and is actively engaged in supporting and developing women’s representation in managerial roles.



Valentin Galabov

Valentin Galabov Chairman of the Management Board of TBI Bank Valentin Galabov has over 28 years of professional experience, most of which at leading positions in well-established international and local companies. He permanently settled in the field of finance in 1997. As part of the TBIF team (the company owner of TBI Bank) since its establishment in 2002, he has significantly contributed to the local development of the group. At present, he is the Chairman of TBI Bank’s Management Board. Valentin graduated Information Technologies and International Economic Relations at the Technical University in Sofia and has an MA Degree in Insurance from the University of National and World Economy.



Daniel Aleksiev

Daniel Aleksiev is Head of Digital Banking and Innovations at Raiffeisenbank (Bulgaria), where he has been working for the last twelve years. He is responsible for the electronic banking channels – online and mobile banking and for the digital strategy of the bank. He is managing Raiffeisen Bank International’s initiative Elevator Lab Challenge Bulgaria,which provides an opportunity to the Bulgarian start-up companies to reach more than 16 mln. Raiffeisen’s customers. The programme’s aim is to discover the best Bulgarian fintech start-ups and to build long-term relations with them.
He has a Master’s degree in Statistics and Financial Econometrics at the Sofia University „St. Kliment Ohridski“.



Rumen Radushev

Rumen Radushev is Head of „Individual banking“ in Postbank. Аfter the introduction of the new retail strategy this directorate combines consumer crediting, card business, mortgage crediting, group sales and alternative channels. Mr. Radushev has extensive professional experience gained over the last fifteen years in various positions in leading banks on the Bulgarian market. Before joining Postbank in December 2012 as Head of „Mortgage Crediting“, he was head of the „Sales Management“ branch of an Austrian bank. He holds a Master’s degree in „Finance“ from the University of National and World Economy and MBA from Westminster Business School, London.



Vasil Dimitrov

Vasil Dimitrov, DSK Bank, Head of Digital Transformation Project. He has near 20 years’ experience in the banking industry, large part of which in the field of implementation of systems and business processes related to card payments. Mr. Dimitrov has managed the team responsible for the development of DSK Bank’s digital channels for 10 years. In the last year he has been managing the team, which coordinates the digital transformation and optimization across different retail banking processes, including physical channels, lending processes, etc., as well as all other bank units’ involvement with such processes.



Vanya Manova

MasterCard’s manager for Bulgaria and Macedonia.
Ms Manova joined MasterCard in 2008 as Relationship Manager. In recent years she headed the subsidiary in Bulgaria and helps MasterCard’s positioning as a strategic partner of key customers, non-traditional partners and local government institutions and regulatory authorities. Ms Manova launched and work for the growth of contactless payments in Bulgaria and Macedonia, an area where MasterCard is the undisputed leader in both markets.
Vanya Manova worked in the banking industry for 20 years. It began in 1995 as a system administrator at the Bulgarian-Russian Investment Bank (current CIBank). Before joining MasterCard, she was Director „Bank cards“ in DZI Bank (later merged with Postbank). She graduated from the Sofia High School of Mathematics (SMG) and holds a Master’s degree in Computer Science from the „Technical University“ in Sofia. Vanya has three children.


 



Sophie Bertin

Mrs. Sophie Bertin is the founder and Executive Director of Parnima Consulting, Switzerland. Previously, she has worked for SIX Group, Switzerland, a global financial services provider (exchange, all securities related transactions, payment systems and financial information) serving a wide range of Swiss and international clients. Before joining SIX Group, she has worked at key positions at The Bank of New York, SWIFT, McKinsey, Bain, and the European Commission. She has an MBA diploma from INSEAD



Stoilka Arsova

Stoilka Arsova is the Head of the National Card Scheme, BORICA. She has over 15 years’ experience in the banking sector in the field of electronic and card payments. Her career started at Roseximbank in 2001 and later at the DZI Bank Card Centre where she worked as a Head of Card Business Development.

After the merger with Postbank, Mrs. Arsova is Head of „Alternative Distribution Channels“ and „Debit Cards“ where major projects that she managed include: development of electronic payment channels, management of new business lines and reorganization of debit card activities and ATMs after the merger of the two banks. In 2014 she joined the BORICA – BANKSERVICE AD team, where she headed the newly created „National Card Scheme“ unit. The task of the unit is to develop rules and new business models to promote the introduction on the market of an entirely Bulgarian payment card with the Bcard logo with new services and transactions of national importance.



Robert Jensen

Robert Jensen is one of the founders of Mosaic, an online fintech platform for investment advisors, broker-dealers, banks, and anyone with money management responsibility for clients. Mosaic provides custody, execution, reporting, a portal for advisors, a white-labeled portal for the advisor’s clients, and a strategy hub featuring motif portfolios and managed accounts from leading asset managers.

In addition, Mr. Jensen is the Managing Director of Old Fort Financial; a broker-dealer and custodian providing full service custodial solutions for institutional clients from around the world. Mr. Jensen is also responsible for the non-U.S. operations of Accuvest Global Advisors and Kodiak Trust Company and Old Fort Financial’s affiliated companies which include: Old Fort Partners, FundHaven, Aegis Corporate Services, and Tritonsgate Trust Company.

Robert has traveled extensively in this role and has gained expertise in private banking, international estate planning, and wealth management. His previous engagements were as Managing Director of Aegis International in the Bahamas starting in the early ‘90’s where he resided with his family until 2001 when he moved his primary residence to Switzerland for many years before finally returning to the Bahamas. Prior to accepting these posts, in the ‘80’s Robert was a broker at Merrill Lynch in the United States, later moving to William Wright Associates where he was involved in portfolio management, including management responsibility for several large mutual funds.



Vihren Slavchev

Vihren Slavchev is the CEO and one of the co-founders of Mnemonica. He has over 15 years of IT and Management experience, gathered in the software development, real estate and the financial sectors.
Together with Pavel Iosifov, he founded Mnemonica in 2009. Since then, together with the team he’s leading, he continues building one of Bulgaria’s most dynamic and successful IT companies.
He graduated from the Technical University of Varna, majoring in “Automation and management systems”.



Kalin Radev

Kalin Radev has over 20-years of experience in the field of information and communication technologies at the banking sector, occupying managerial positions at business consulting and IT implementations area for corporate and non-governmental organizations in Europe, Asia, Africa and the Pacific region. Some of the most popular customers that Mr. Radev has worked for are USAID, World Council of Credit Unions (WOCCU), World Bank, Opportunity International, etc. He established Software Group BG in 2009 г. and since then he is executive director of the company, which is specialized in in the area of alternative delivery channels for financial services. At the moment Software Group BG has global presence in six continents and its portfolio includes projects for over 150 customers in 60 countries, as among the most famous are Bill and Melinda Gates Foundation, IFC, Bank of South Pacific, etc.



Maria Kosanova

Maria Kosanova is working at Hewlett Packard Enterprise since 2009 year, starting as Partner Business Manager in Imaging and Printing Group (IPG). From 2014, she starts leading the Technology Services department in Bulgaria – HPE Pointnext. Her experience is mainly in sales area, with key focus on developing new solutions, which help the customers to optimize their IT environment.


 



Valdis Dombrovskis

Keynote speaker: Valdis Dombrovskis is the Vice-President of the European Commission responsible for the Euro and Social Dialogue, also in charge of Financial Stability, Financial Services and the Capital Markets Union.
Prior to that, he served three consecutive terms as Prime Minister of Latvia, becoming the longest serving elected head of government in Latvia’s history. Before becoming European Commission Vice-President, Valdis Dombrovskis was elected for the second time as a Member of the European Parliament (first, 2004-2009) and Head of the Latvian Delegation in the EPP Group. He served as a Member of the Saeima (Parliament) of Latvia (March 2004- June 2004; January 2014 June 2014) and was Latvia’s Minister of Finance from 2002 to 2004.
Valdis Dombrovskis was born on 5 August 1971 in Riga, Latvia. He graduated with a degree in physics from the University of Latvia (1993) and economics from Riga University of Technology (1995). He received his master’s degree in physics in 1995 from the University of Latvia. In 1995 -1998, he worked as a research assistant at Mainz University, Germany, at the Institute of Solid-State Physics in Latvia and at the University of Maryland (USA).
Prior to joining politics, he worked as a senior economist and chief economist at the Bank of Latvia (1998-2002). Together with Anders Aslund, he co-authored the book „How Latvia came through the financial crisis” which was published in 2011.
In November 2014, Valdis Dombrovskis was awarded the Order of the Three Stars (Triju Zvaigžņu ordenis), the highest State Decoration of the Republic of Latvia.



Eva Maydell

Eva Maydell (née Paunova) is a Member of the European Parliament. She is President of the largest organisation of associations and civil societies in Europe – European Movement International, ambassador of the European Commission´s E-skills for jobs initiative and initiator and co-founder of Education Bulgaria 2030.
Maydell´s priorities focus on enhancing skills-creation and the use of innovation and technologies, supporting entrepreneurs and investments in Europe. In the European Parliament, she is a member of the Internal Market and Consumer Protection Committee and the key Economic and Monetary Affairs Committee. Eva Maydell is currently working on several legislative files, part of the Digital Single Market Strategy – the e-Privacy Regulation, the Directive for the supply of digital content, the Regulation on portability, Digitising European industry and the European cloud initiatives. She was also rapporteur for the EPP Group on the implementation of the European Fund for Strategic Investments, the New Skills Agenda and the Influence of technology on the future of the financial sector (FinTech).
Amongst others, Eva´s work has been recognised by the Financial Times, which included her in the „New Europe 100“, the ranking of CEE´s brightest and best people that are changing the status quo through their ideas and innovative solutions. She is also part of the European Forbes 30 under 30 list, featuring the change agents in 20 different sectors. Politico defined her as one of „the most eye-catching 28 people from 28 countries who are shaping, shaking and stirring Europe“. She was awarded the MEP of the Year Award twice.



Levon Hampartzoumian

Levon Hampartzoumian has stood at the head of UniCredit Bulbank since 2001. He is also Chairman of the Management Board of the Association of banks in Bulgaria and Member of the Management Board of BORIKA. He is a non-executive member of the Board of the Institute for Market Economy. During 1999-2001 he was Chairman of the Board of Trustees of Sofia University. He is awarded with the Order of the Star of Italian Solidarity (Ordine della Stella della Solidarietà Italiana) and is honoured with the title Commendatore by the President of the Italian Republic Giorgio Napolitano in 2008. In 2007 he was awarded by “Atanas Bourov” Foundation for bank management. Levon Hampartzoumian is also announced “Banker of the year” twice – by Finance Central Europe magazine in 2005 and by Banker weekly in 2007. In 2012 Manager Magazine awarded him the prize “Manager of the year”. Levon Hampartzoumian has a degree in Chemical Engineering and professional experience working for PriceWaterHouse Coopers and Earnst&Young. During 1999-2001 he was consecutively Deputy Minister of Economy and Executive Director of Sofia’s Privatization Agency.



Tzvetelina Borislavova

Tzvetelina Borislavova is a majority shareholder /61%/ and Chairwoman of the Supervisory Board of Bulgarian American Credit Bank AD /BACB AD/ since 2011.
In the period 2001-2010 Tsvetelina Borislavova is a shareholder and Chairwoman of the Supervisory Board of CIBANK AD.
Founder, owner and chairwoman of the Board of Directors of CSIF AD since 2005. The Holding is a private investment company with a wide range of activities, covering banking and financial services, fright-forwarding, agriculture, tourism, energy production from renewable energy sources, as well as investments in innovative technologies and environmentally friendly projects. The company’s consolidated assets are worth over € 1 billion; the registered capital – EUR 170 million, and the company’s revenues reach EUR 25 million per year.
Tsvetelina Borislavova is the founder and chairwoman of the Credo Bonum Foundation, Global Bulgaria Initiative, Digitization and Implementation of New Technologies, Tipping Point – non-governmental organizations, established in the period 2002-2018.
Social activities of Ms. Borislavova are devoted to initiatives related to environmental protection, cultural heritage rehabilitation, education, the future of the economy and sustainable development.
She is member of the Managing Board of Oxford Club; Since 2012 she is member of the Advisory Board of the Clean Energy Investment Initiative, part of the Cambridge Sustainable Leadership Program. She is the founder and chairwoman of the Global Bulgaria Initiative, a non-profit organization set up on November 12, 2002.
Since 2006, Ms. Borislavova is an Honorary Council of Iceland in Bulgaria.
Tzvetelina Borislavova holds a Master Degree in International Economic Affairs, Master Degree in Spanish Philology and English Philology. She has specialized Philosophy and Western Languages in Bucharest and Madrid.



Peter Andronov

Chairman of the Country Team of KBC Group for Bulgaria, Country Manager of KBC group for Bulgaria, Chairman of the MB of CIBANK, CEO of CIBANK.

Peter Andronov was appointed as Executive Director of CIBANK in 2007. In 2008 hе became CEO and since 2011 he has been Country Manager of KBC group for Bulgaria. Since 2008 he has also been a member of the MB of the Association of Banks in Bulgaria and its representative in the Banking Supervisory Committee at the European Banking Association. Before his appointment in CIBANK, Mr. Andronov took a number of positions in the private banking sector and in the Bulgarian National Bank. He served from 2002 to 2007 as Chief Director of the Banking Supervision Department at BNB. From 2003 to 2007 he was a member of the Management Board of the Reserve Guarantee Fund. He has also been a member of the Investment Committee of BNB. During the period 2005 – 2007 he was an observer and member of the European Banking Committee (EBC) and the Committee of European Banking Supervisors (CEBS) at the European Commission. During the same period he was an observer and member of the Banking Supervision Committee (BSC) at the European Central Bank. Mr. Andronov has participated in the working out of the present banking supervisory legislation framework in Bulgaria, incl. the Law on Credit Institutions, the Law on the Supplementary Supervision of Financial Conglomerates, supervisory ordinances of BNB, etc. Peter Andronov has a Master’s degree in Finance and Banking from the University of National and World Economy in Sofia(UNWE). Since 1995 he has lectured at the UNWE, at the Higher School of Insurance and Finance and at the New Bulgarian University /International Banking Institute – subjects taught – “Introduction to Finance” and “Banking Regulation”.



Frank Jansen

Member of the Country Team of KBC Group for Bulgaria, Member of the Management Board of UBB, Executive Director Corporate and SME in UBB
Frank Jansen was appointed Executive Director and member of the Management Board of CIBANK in May 2008, following the acquisition of 75% of CIBANK’s capital by KBC Group – a Belgian bancassurance group – at the end of 2007.
His professional career started as a manager of various retail and corporate branches of KBC Belgium. During the period 1999 – 2003 he consequently held the positions of Director CSOB Bank Prague and Executive Director of Kredyt Bank Poland, where he was responsible for credit risk management and consumer finance. From 2003 until his appointment at CIBANK he was General Manager for KBC France.
Frank Jansen has a Master’s Degree in Law and a Master’s degree in Business Administration from the University of Antwerp.
He is fluent in Bulgarian, Dutch, French, German, English and Polish.



Petia Dimitrova

Chief Executive Officer and Chairperson of the Management Board of Postbank.

In 2003 she joined the team of Postbank as Country CFO for the 8 affiliated companies of Eurobank EFG Group in Bulgaria. She graduated from the University of National and World Economy and Sofia University St. Kliment Ohridski with two Master Degrees in Finance and Banking and Tourism. She has acquired variety of professional qualifications in UK, Greece, Holland, Belgium, USA and Bulgaria. She is a Member of the Management Boards of the Association of Banks in Bulgaria, the Confederation of Entrepreneurs and Industrialists in Bulgaria, the American Chamber of Commerce in Bulgaria, the American University in Bulgaria, the Association of Chartered Certified Accountants (ACCA) in London, UK and the CFOs Club in Bulgaria.
She has received numerous national and international awards.



Petr Baron

Petr Baron, CEO TBIF Financial services, Member of Executive Committee 4finance Group S.A. A dynamic and result-oriented executive, Petr Baron has extensive experience in retail banking with focus on digital transformation and business evolution. An expert in developing strategic lending initiatives, maintaining a reputation built on quality, service, and uncompromising ethics.
Petr Baron started from leading advisory and investment roles and for over 16 years of his professional career held multiple board roles in multinational and local companies in the UK, Russia, Macedonia and later in Ukraine, where he held positions of CEO of VAB Bank and VAB Group, member of TBIF Financial Services B.V. (TBIF), having managed to transform corporate identity and create the first Ukrainian financial supermarket in retail financial services.
From 2012 he held the post of Vice President Strategy for TBIF, being an advisor to the Managing Director on the group’s banking and non-bank operations across CEE, moving on to assisting 4finance Group S.A. in developing its banking strategy and acquisition targets. From 2016 Peter Baron is the Managing Director TBIF, while recently he was appointed as a Member of the Executive Committee of 4finance Group S.A.
Petr has a BSc in Investment and Financial Risk Management from the Cass Business
School, UK.



Miroslav Vichev

Miroslav Vichev is Chief Executive Officer of Borika-Bankservice payment and card operator. He has over 25 years’ experience in the field of information technologies in the banking sector.
Prior to joining the company, he has served a number of leadership positions: Head of Applied Systems at Bulgarian Post Bank, Senior Manager of Management Consulting and IT at Deloitte & Touche, Head of the Consulting Department at Microsoft Bulgaria and Consultant on the selection of the RINGS system to the BNB, Director of Information Technologies at Biochim CB, Executive Director of DSK Bank. He is also a member of the Supervisory Board of DSK Rodina pension company, a member of the Board of Directors of the Cash Services Company and a member of the Board of Directors of OTP Bank (Russia), Deputy CEO of OTP Bank (Hungary) and Chief Information Officer of the Banking Group. He has graduated the Technical University of Sofia.



Vanya Manova

MasterCard’s manager for Bulgaria and Macedonia.
Ms Manova joined MasterCard in 2008 as Relationship Manager. In recent years she headed the subsidiary in Bulgaria and helps MasterCard’s positioning as a strategic partner of key customers, non-traditional partners and local government institutions and regulatory authorities. Ms Manova launched and work for the growth of contactless payments in Bulgaria and Macedonia, an area where MasterCard is the undisputed leader in both markets.
Vanya Manova worked in the banking industry for 20 years. It began in 1995 as a system administrator at the Bulgarian-Russian Investment Bank (current CIBank). Before joining MasterCard, she was Director „Bank cards“ in DZI Bank (later merged with Postbank). She graduated from the Sofia High School of Mathematics (SMG) and holds a Master’s degree in Computer Science from the „Technical University“ in Sofia. Vanya has three children.



Iravan Hira

Iravan Hira is Managing Director of Hewlett Packard Enterprise in Bulgaria and HP Global Delivery Bulgaria Center for more than six years. Under the leadership of Iravan Hira HP in Bulgaria is the ultimate leader in the IT sector in the country and achieves markets results which take the Bulgarian branch of the company to the leading position in Eastern Europe.
HP Global Delivery Bulgaria Center is the biggest employer in the IT industry in the country with more than 6000 highly qualified employees and export of services worth of BGN 260 million in 2014.
Hira has worked in HP Bulgaria since the establishment of the company in the country in 1998 and has held various sales and management positions. He has special expertise in the field of telecommunications and business management. For high professional successes was honored twice with membership in the „Achievers Club“ of global HP company.
Among the priorities of Hira are strengthening the leadership of HP in Bulgaria, the introduction of technological innovations for sustainable economic growth, development and promotion of corporate social responsibility as an important public function of companies and encouragement of entrepreneurship in IT in the country. Because of its active work in these areas Iravan Hira was elected as Chairman of the Bulgarian Business Leaders Forum in 2013.
Iravan Hira holds a Master’s degree in Computer Science from the Technical University in Sofia.



Kalin Radev

Kalin Radev has over 20-years of experience in the field of information and communication technologies at the banking sector, occupying managerial positions at business consulting and IT implementations area for corporate and non-governmental organizations in Europe, Asia, Africa and the Pacific region. Some of the most popular customers that Mr. Radev has worked for are USAID, World Council of Credit Unions (WOCCU), World Bank, Opportunity International, etc. He established Software Group BG in 2009 г. and since then he is executive director of the company, which is specialized in in the area of alternative delivery channels for financial services. At the moment Software Group BG has global presence in six continents and its portfolio includes projects for over 150 customers in 60 countries, as among the most famous are Bill and Melinda Gates Foundation, IFC, Bank of South Pacific, etc.



Sophie Bertin

Mrs. Sophie Bertin is the founder and Executive Director of Parnima Consulting, Switzerland. Previously, she has worked for SIX Group, Switzerland, a global financial services provider (exchange, all securities related transactions, payment systems and financial information) serving a wide range of Swiss and international clients. Before joining SIX Group, she has worked at key positions at The Bank of New York, SWIFT, McKinsey, Bain, and the European Commission. She has an MBA diploma from INSEAD