Agenda 2019


Financial Forum Innovations

Sofia, 12 of June 2019, hotel Hilton Sofia, Moussala hall


9:00 – 9:30 Registration
9:30 – 11:30

Panel 1: The Banks on Stairway to Digital Heaven

Presentation of the research “Digital Development of the Bulgarian Banks”, a joint initiative of the Association Bank of the Year and Deloitte Bulgaria

  • Development of technologies in the Bulgarian banks
  • Is Big Data the key to success?
  • Bank ecosystems: Rescue plan or the latest step forward towards the bank of the future?
  • How do banks learn to place the needs of the clients in the focus of their business motives?
  • The stand on bank branches: radical or reasonable? The price of the traditional branch network and its transition to digital banking
  • Technologies are rampant; do banks increase their digital investments accordingly?
  • Dimitar Popov, Senior Manager, Deloitte Consulting Bulgaria
  • Valeria van Zijl, Associate Director, Finalta
  • Bent Gjendem, CEO, Monobank
  • Levon Hampartzoumian, Banker
  • Georgi Zamanov, CEO, Allianz Bank Bulgaria
  • Sevdalina Vassileva, Chief Retail Banking Officer, Executive Director, Fibank
  • Christof De Mill, Country CFO, Innovation leader for KBC Group in Bulgaria
  • Petr Baron, CEO, TBIF (TBI Bank), Member of Executive Committee 4finance Group
  • Angel Mateev, Head of Retail Banking Sector, Postbank
  • Iravan Hira, Country Managing Director, Hewlett Packard Enterprise, operated by Selectium
  • Dimitar Popov, Senior Manager, Deloitte Consulting Bulgaria
11:30 – 11:45 Coffee break
11:45 – 13:10

Panel 2: FinTech: The Time Machine

The financial one stop shops are operating now. Today’s Open Banking will operate tomorrow.

  • Alternative payments
  • Have we got the message: Are Fintech, AI and blockchain determining factors for the future of finances?
  • Are Fintech or Techfin companies the banks’ partners? Is anyone looking for a NON-competitor?
  • The model of Revolut: Is this the dream of Fintech – becoming a bank?
  • Digital wallets vs. traditional cards.
  • Is API for Open Banking or cloud technologies a synonym of innovations at present?
  • Tal Sharon, Managing Partner, Equitech, Israel
13:10 – 13:40 Lunch
13:40 – 15:10

Panel 3: Regulations Banking/FinTech

McKinsey report: the impact of the new data regulations. PSD2 and Open Banking one year later.

  • Completing the banking union in Europe. Tendencies in financial markets regulations.
  • How do regulations follow or outstrip the pace of the digitally migrating banking industry?
  • The new regulations and the slow-burn effect
  • How do bankers assess the impact of Open Banking now and in the future?
  • What will banks benefit from it? What could they lose? Have the banks valuated the potential effect yet?
  • Petko Rangelov, Associate Principal at McKinsey & Company in the Middle East, Head of McKinsey’s Digital Services in the Middle East
  • Teodora Petkova, CEO, UniCredit Bulbank
  • Peter Andronov, CEO, UBB and Country Manager of KBC Group for Bulgaria
  • Petia Dimitrova, CEO, Postbank
  • Tzvetelina Borislavova, Chairperson of the Supervisory Board of BACB
  • Diana Miteva, Executive Director, DSK Bank
  • Miroslav Vichev, CEO, BORICA
  • Kalin Radev, Founder and Executive Director, Software Group
  • Vanya Manova, Country Manager of MasterCard for Bulgaria, North Macedonia, Albania and Kosovo
15:10 – 15:25 Coffee break
15:25 – 17:00

Panel 4: Innovation manager.BG Club

Discussion between the bank’s Digital innovation managers

  • What are the most important trends in banking innovations in Bulgaria?
  • Is the driven predictive banking close? One of most impressive innovation trends for 2019?
  • Cloud Processing / Robot Process Automation / Blockchain as most important element of the money fast movement and the bank of the future.
  • Open Banking expansion. Do banks have their FinTech companies already? How do banks work with start-ups, have they factored them into their innovations budget for this year or for the next years?
  • How to communicate with financial startup entrepreneur?
  • Phygital process in the banking. Banks’ key advantage is still people trust. How to combine fast digitalization with human communication? The “digital” brings money; the “physical” spends money. How to combine them?
  • Is there a relation between the administrative position of the innovator within the bank and the digitalization results?
  • Ivaylo Alexandrov, GTS Infrastructure Services Sales Leader, SEE, IBM